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Habitational

Habitational Insurance

Download our Habitational Brochure    Download our Habitational Supplement to Accord Application

Risks Underwritten

  • Cooperatives
  • Residential condominiums
  • Town house associations and rental apartment buildings -- well maintained and in above average condition
  • Property limits up to $150,000,000 for selected buildings

Risks Underwritten Generally Do Not Include

  • Coastal properties, buildings while in the course of construction
  • Homeowners' policies, public housing, assisted living, and lead paint problems

Coverages Offered*

  • Commercial Package Policy
  • Monoline Liability Coverage
  • ISO Special Form
  • Option for blanket property limits
  • Fine Arts
  • Computer Coverage
  • Demolition and increased cost of construction
  • Business income on actual loss sustained 12 or 24 months
  • No waiting period

Billing Information

  Applies to both Agency and Direct Bill Options

  Pay Plan A – Full Pay

    3 Pay Plan

  •   40%
  •   30%
  •   30%

    4 Pay Plan

  • 25%
  • 25%
  • 25%
  • 25%

    9 Pay Plan

  • 30%
  • 8.75% (8 installments)

Membership

  • Community Association Institute (CAI)

 

* Products and services are provided by one or more insurance company subsidiaries of W. R. Berkley Corporation. Not all products and services are available in every jurisdiction, and the precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued.